The 10 Best Motorcycles of 2015

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1) Kawasaki Ninja H2R

Japanese company Kawasaki’s Ninja H2R boasts a massive supercharged 998 cc incline-4 DOHC engine, which can develop a whopping 300 hp. It can reach a top speed of around 400 kmph.

Courtesy of Kawasaki

These awesome bikes are a perfect blend of speed, power and elegance.

2) Lightning LS-218

There is a general belief that electric vehicles are not fast. The lightning LS-218 is here to change that perception. This motorbike is powered by a 200 hp engine that outputs 168 lb-ft of torque, enabling the bike to reach a top speed of 350 kmph.

Read more: http://www.richestlifestyle.com

12 Coolest Cars You’ll Never Drive

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Cadillac Cyclone

The 1959 Cadillac Cyclone is a concept car made in 1959 by GM. It was designed by Harley Earl. It was a test bed for futuristic styling and borrowed some of the Firebird line’s visual style. It had a front-mounted 390 cubic inch engine. This car was not mass-produced.

 

EDAG Light Cocoon

EDAG Light Cocoon is a dynamic sports car concept, which was displayed in the 2015 Geneva Motor Show. Many automobile experts believe that it is the ultimate in lightweight construction. This extraordinary and visionary concept has a weatherproof textile outer skin panel. The backlight technology illuminates the structure.

Read more: http://www.richestlifestyle.com/

12 Coolest Cars You’ll Never Drive

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Toyota Fun Vii Concept

Toyota’s Fun Vii was displayed at the 2011 Tokyo Motor Show. Its LED screen exterior enables a personalized display on the outside. This vehicle is made to connect with roadways, infrastructure and other cars on the interior. This cool car can recognize you as you walk up to it.

 

Mercedes-Benz Hexawheel Concept

The Mercedes-Benz Hexawheel concept combines a six-wheels layout and a flexible frame with a Mercedes-Benz inspired design language. It was created by Iranian designer Siyamak Rouhi Dehkordi keeping rough terrain in mind. The designer has taken some cues from GE’s early work on tackling odd and uneven surfaces while designing this ludicrously cool vehicle.

12 Coolest Cars You’ll Never Drive

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Kia POP Electric Car Concept

Kia is famous for its convention-challenging, design-led concept vehicles. Kia POP electric vehicle concept is an eco-friendly vehicle which can reach a top speed of 87 mph. It has a range of 100 miles. This three meter three seater car requires six hours of charging time and boasts zero emissions. It is powered by an electro motor which is supplied by lithium ion gel batteries.

 

Holden Hurricane

The 1969 Holden Hurricane was a 2-seat concept car built by Australia-based Holden. It was a research vehicle, built to test body-styling trends, propulsion and other new technological developments at that time. If fact it was one of the most advanced vehicles of its time. It had a hydraulically powered canopy swung forwards over the front wheels. It was 999 mm tall and was powered by a 4.2 L Holden V8 engine.

Top 10 Most Expensive Women’s Watches

 

 

3) Cartier La Dona Watch ($137,000)

The Cartier La Dona Watch is a dress watch that has quartz movement and hours and minutes functions. Its case is made of white gold and the bracelet is also set in white gold.

4) Cartier Pasha de Cartier Small Model Watch ($123,000) Dress watch Cartier Pasha de Cartier Small Model Watch has quartz movement and hours and minutes functions. It has a silver dial and is water resistant up to a distance of 30 meters. Its case is set with round cut diamonds.

Top 10 Most Expensive Women’s Watches

2) Patek Philippe Twenty-4 Watch ($282,500)

Patek Philippe Twenty – 4 Watch is fully set with diamonds. It is a medium sized dress watch with quartz movement and E 15 caliber. The watch has hours and minutes functions and its case is made of white gold.

Top 10 Most Expensive Women’s Watches

1) Richard Mille Caliber RM 019 Celtic Knot Tourbillon Watch ($465,000)

Priced at a whopping $465,000, this amazing watch is the most expensive women’s watch in the world. It has a skeleton dial and black alligator band. It features manual movement and power reserve indicator. The baseplate of the watch is made of black onyx, which is believed to have the power to deflect harmful energy and channel the same back to earth.

Insurance Basics Information For EveryOne

Most people get health insurance through a job-based health plan, or they buy it themselves from an insurance company. 

If you have to buy insurance on your own, many kinds of private health insurance policies are for sale. Different kinds of policies can offer very different kinds of benefits and can limit your access to some doctors, hospitals, or other providers. 

The kinds of benefits and which care providers your policy covers can make a big difference in your costs and the quality of care you get if you become ill.

Can I keep my current doctor?

Private health insurance plans often have networks of hospitals, doctors, specialists, pharmacies, and other health care providers. Networks include health care providers that have a contract with an insurer to take care of the plan’s members. 

When choosing a plan, review the list of providers that give care under the policy. If staying with your current doctors is important to you, check to see if they are included.

Depending on the type of policy you buy, care may be covered only when received from a network provider.  To get care from a specialist you may need a referral from your primary care doctor.

Accident, sickness and unemployment insurance

• Disability insurance policies provide financial support in the event of the policyholder becoming unable to work because of disabling illness or injury. It provides monthly support to help pay such obligations as mortgage loans and credit cards. Short-term and long-term disability policies are available to individuals, but considering the expense, long-term policies are generally obtained only by those with at least six-figure incomes, such as doctors, lawyers, etc. Short-term disability insurance covers a person for a period typically up to six months, paying a stipend each month to cover medical bills and other necessities.
• Long-term disability insurance covers an individual's expenses for the long term, up until such time as they are considered permanently disabled and thereafter. Insurance companies will often try to encourage the person back into employment in preference to and before declaring them unable to work at all and therefore totally disabled.
• Disability overhead insurance allows business owners to cover the overhead expenses of their business while they are unable to work.
• Total permanent disability insurance provides benefits when a person is permanently disabled and can no longer work in their profession, often taken as an adjunct to life insurance.
• Workers' compensation insurance replaces all or part of a worker's wages lost and accompanying medical expenses incurred because of a job-related injury.

Top 10 Most Expensive Helicopters of 2015

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Boeing AH-64 Apache is a mid-size helicopter. It can reach a top speed of 153 knots, which is 5.5 percent faster than the average mid-size helicopter. It is powered by 2 General Electric T700-GE-701D turbine engines. Its maximum altitude ceiling is 12,685 feet, which is 4,085 feet higher than average for its class! This 4-blade attack helicopter comes with a tailwheel-type landing gear arrangement and a tandem cockpit for a two-man crew.

4) NHIndustries NH90-NFH ($39 million)

 This mid-size helicopter is used for military operations. It is 394 percent more expensive than the average for its class. This helicopter is powered by 2 Rolls Royce Turbomecca (RTM 322-01/9 or RTM 322-01/9A enhanced version) or 2 General Electric (GE T700/T6E1 or CT7-8F5 enhanced version) engines. It was developed in response to NATO’s requirements for a battlefield helicopter which could also be operated in naval environments. This helicopter is manufactured by NHIndustries, which is wholly owned by Airbus Helicopters, AugustaWestland and Fokker Aerostructures.

Top 10 Most Expensive Helicopters of 2015

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1) Bell BOEING V-22 Osprey ($68 million)

 

 1) Bell BOEING V-22 Osprey ($68 million)

The Bell BOEING V-22 Osprey is a large helicopter which is used in military operations. Currently it is the most expensive helicopter in the world. In fact it is 761 percent more expensive than the average for its class! Its range of 879 nautical miles is 106 percent farther than other similarly sized helicopter. It can reach a top speed of 262 knots, which is 78 percent faster than the average large helicopter! Its altitude ceiling is 5,400 feet. This robust helicopter is powered by 2 Rolls Royce AE1107C Liberty turboshaft engines.

Bell BOEING V-22 Osprey

These expensive helicopters are marvels of modern engineering!

2) Sikorsky CH-53K ($65 million)

Large helicopter Sikorsky CH-53K is powered by General Electric GE38-1B turbine engine. It can transport up to 40 passengers, 21 more than its competitors of a similar size! It can reach a top speed of 170 knots, which is 16 percent faster than the average large helicopter. But its maximum altitude ceiling is only 3,180 feet, which is 2,830 feet lower than the average for its class. The helicopter’s range is 454 nautical miles.


Click Here For No # 3 Position >>>>>

Mistakes WOMEN Do When Wearing Bra…Avoid For Healthy Tits (and how to fix them)

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Can you imagine that 80% of women fail in choosing the right bra?
From buying a bra to matching it with your outfit – this seems a very big problem for most of women. Admit it, it’s almost impossible to find the one that fits, supports and perfectly separates.
If your bra fits incorrectly, it makes you feel extremely uncomfortable. Wearing the wrong size bra will limit what you can wear while a good fitting bra will make your outfit look better.

1. Check the band. This picture will help you to understand if everything is OK with your bra. The band should not ride up your back. It shouldn’t be higher than the underwire and lay horizontal across your back. If it is, try a smaller bra size.
The band should be snug around your rib cage but not too tight. You must realize that it can stretch a bit later, about three inches in its lifetime. So buying a bra with a bigger band size makes no sense.

4. Remember: you shouldn’t see the outline of your bra through your clothing. This may look unattractive or even embarrassing. You bra can be too big or the other reason is that you didn’t match it with your outfit. If you’re sure about sizing, try a seamless, non-embroidered bra. It won’t show through and you’ll feel more confident about your look.

5. Don’t forget about matching the correct bra with your outfit! Always make sure it works with a certain neckline. If you decided to wear a backless evening gown, you don’t need to show unsightly bra straps to everyone. Fortunately, nowadays there are bra types that suit plunging necklines or a backless dresses. So you don’t have to go out braless. Use a strapless or silicone adhesive bra beneath a strapless or spaghetti string dresses. For tight fitting tops use a good lifting push up bra. Or buy a convertible bra with adjustable straps. You can wear it with a variety of outfits!

6. Don’t be afraid to use bra not only like lingerie, but also like a part of your outfit. You should be careful here in order not to make your look too sexy or even vulgar. But if you make everything right your look will be seductive and unforgettable.

Remember you shouldn’t save money on a bra. It is an important part of your daily life.
It’s OK to spend much time on finding the most comfortable, good looking and high quality bra. This will help you avoid future regrets!

How Many Types of Insurance 2015

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Hi

Today I am Going to Tell you That How Many Types Of Insurance


Types of Insurance

A

Alien abduction insurance

Assumption reinsurance

Auto repair insurance

Aviation insurance


B

Bancassurance

Bond insurance

Builder's risk insurance

Business interruption insurance

Business overhead expense disability insurance


C

Casualty insurance

Catastrophe bond

Chargeback insurance

Computer insurance

Contents insurance

Credit insurance

Crime insurance

Crop insurance


D

Death bond


Deposit insurance

Directors and officers liability insurance

Dual trigger insurance


E

Earthquake insurance

Expatriate insurance


F

Fidelity bond

Financial reinsurance

FLEXA

Flood insurance


G

General insurance

German Statutory Accident Insurance

Group insurance

Guaranteed asset protection insurance


H

Home insurance


I

Income protection insurance

Inland marine insurance


J

User:Jordan nls


K

Key person insurance

Kidnap and ransom insurance


L

Landlords insurance

Legal expenses insurance

Lenders mortgage insurance

Liability insurance

Lincoln Income Life Insurance Company

Locked Funds Insurance

Longevity bond

Longevity insurance


M

Marine insurance

Mortgage insurance

Mutual insurance


N

No-fault insurance


P


Parametric insurance

Payment protection insurance

Pension term assurance

Perpetual insurance

Pet insurance

Political risk insurance

Pollution insurance

Pre-paid legal service

Prize indemnity insurance

Professional liability insurance

Property insurance

Protection and indemnity insurance


R

Reinsurance

Rent guarantee insurance

Risk purchasing group


S

Satellite insurance


T

Terminal illness insurance

Terrorism insurance

TMSF

Trade credit insurance

Travel insurance


U

UCC Insurance

Uninsured employer (US)

Workers' compensation employer defense

Unit-linked insurance plan


V

Full tort and limited tort automobile insurance

Motorist coverage in Pennsylvania

Vehicle insurance


W

Wage insurance

War risk insurance

Weather insurance

Worker's compensation (Germany)

Workers' compensation


Z

Zombie fund

Bankers Life and Casualty 2015

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Established in 1879 in Chicago, Bankers Life and Casualty Company focuses on the insurance needs of the retirement market. The nationwide company, a subsidiary of CNO Financial Group, Inc. (formerly Conseco), offers a broad portfolio of life and health insurance retirement products designed especially for seniors.

Bankers has more than 1.3 million policyholders and offers a comprehensive portfolio of insurance products including long-term care and life insurance, annuities, and Medicare products including supplement plans, Medicare Advantage Plans and Medicare Part D prescription drug coverage.

The Wall Street Journal reported that Bankers also offers vision and dental plans through a partnership with Humana.

The company sells its products through a network of over 5,000 insurance agents based in over 200 nationwide branch offices.

In business since 1879, the company was developed and owned by Chicago insurance man John D. MacArthur since 1935. At the time of his death in 1978, control of the company passed to the John D. and Catherine T. MacArthur Foundation, a major charitable institution in the U.S. The foundation later sold Bankers Life and Casualty Company.

Today, Bankers is a subsidiary of CNO Financial Group, Inc., a holding company for a group of insurance companies operating throughout the United States.

As of 2010, Bankers has $13 billion in assets under management. In 2010, Bankers processed more than seven million claims and paid out more than $1.1 billion in policy benefits.

Bankers was named one of the top 10 long-term care insurers in 2009 by LIMRA.

American Income Life Insurance Company

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American Income Life Insurance Company (formerly NASDAQ: AINC) based in Waco, Texas, provides supplemental life insurance to labor unions, credit unions, and associations. American Income Life (AIL) was founded in 1951. The company’s executive offices have been located in Waco, Texas, since 1959. American Income Life is licensed in 49 states, the District of Columbia, Canada, and is registered to carry on business in New Zealand. AIL also has two wholly owned subsidiaries: National Income Life Insurance Company, licensed in the state of New York, and Union Heritage Life Assurance Company Limited, licensed in the Republic of Ireland.

AIL has more than two million policyholders (as of 6/10). With its New York subsidiary, National Income Life Insurance Company (NILICO), the company has combined assets of more than $2.2 billion with more than $35.2 billion of life insurance in force (as of 12/10). American Income Life is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK), based in McKinney, Texas.

American Family Insurance 2015

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American Family Insurance (aka AmFam) is a private mutual company that focuses on property, casualty and auto insurance, but also offers commercial insurance, life, health, and homeowners coverage, as well as investment and retirement-planning products. A Fortune 500 company, its revenues for 2008 were over $6.7 billion.

Subsidiaries

Companies of the American Family Insurance Group include:

• American Family Mutual Insurance Company (AFMIC)
• American Standard Insurance Company (ASIC)
• American Family Life Insurance Company (AFLIC)
• American Family Brokerage, Inc. (AFB)
• American Family Insurance Company of Ohio (AFICO; Ohio subsidiary, companion to American Family Mutual Insurance Company)
• American Standard Insurance Company of Ohio (ASICO; Ohio subsidiary; companion to American Standard Insurance Company of Wisconsin)
• American Family Securities, LLC (AFS)
• Amfam.com Inc.(AMFAM)

Insurance Companies in The United States of America (USA)

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You want all the insurance companies of the USA? Here it is. An entire list of all the insurance companies in the United States. Ranging from the best to the worst. In the coming days we will be writing about each insurance company in this list. Stay tuned!

This Is All My Search and i am going to share with you,,
Hope it will be helpful for you ,

U.S. insurance companies
    21st Century Insurance
    AccuQuote
    Aflac
    Alleghany Corporation
    Allied Insurance
    Allstate
    American Automobile Association
    American Family Insurance
    American Income Life Insurance Company
    American International Group (AIG)
    American National Insurance Company
    Americo Financial Life and Annuity Insurance Company
    Ameritas
    Amica Mutual Insurance
    Aon Corporation
    Assurant
    Assurity
    Auto-Owners Insurance
    AXA Equitable Life Insurance Company
    Bankers Life and Casualty Company
    Berkshire Hathaway
    California Casualty
    Capital Insurance Group
    Cincinnati Insurance Company
    CNA Financial
    Colonial Life & Accident Insurance Company
    Commerce Insurance Group
    Conseco
    Country Financial
    Chartis
    Chubb Corp.
    Encompass Insurance Company
    Equitable Life & Casualty Insurance Company
    Erie Insurance Group
    Esurance
    Everest Re Group
    Evergreen USA RRG
    Farmers Insurance Group
    Federated Mutual Insurance Company
    GAINSCO
    GEICO
    General Re
    Genworth Financial
    GMAC Insurance
    Guardian Life Insurance Company of America
    Hanover Insurance
    The Hartford
    HCC Insurance Holdings
    Hereford Insurance Company
    Hiscox Insurance Company Inc
    Infinity Property & Casualty Corporation
    Insurance Company of the West (ICW Group)
    International Fidelity Insurance Company
    Illinois Mutual
    Iroquois Group Inc.
    Jackson National Life
    John Hancock Insurance
    Kemper Insurance
    K&K Insurance
    Knights of Columbus
    La Playa Insurance
    lgap Insurance
    Knights of Columbus Insurance
    Liberty Mutual
    Lincoln National Corporation
    Markel Corporation
    MassMutual Financial Group
    Merchants Insurance Group
    Mercury Insurance Group
    MetLife
    Mutual of America
    Mutual of Omaha
    Nationwide Mutual Insurance Company
    New Jersey Manufacturers Insurance Company
    New York Life Insurance Company
    Northwestern Mutual
    Ohio National
    OneBeacon
    Oxford Health Plans
    Orange County Insurance Agency
    Pacific Life
    PEMCO
    Penn Mutual
    Primerica
    Principal Financial Group
    Progressive
    Protective Life
    Prudential Financial
    The Regence Group
    Reliance Insurance Company
    Response Insurance
    RLI Corp.
    Safe Auto Insurance Company
    Safeco
    Safeway Insurance Group
    Sentry Insurance
    Selective Insurance
    Seven Corners Inc
    Shelter Insurance
    Southern Aid and Insurance Company
    Standard Insurance Company
    State Farm Insurance
    Symetra
    Tri-State Consumer Insurance Company
    TIAA-CREF
    The Travelers Companies
    Uniguard - Headquarter in greater Seattle area
    United Auto Insurance Company
    Unitrin Direct Auto Insurance
    Unum
    Vantislife Insurance Company
    USAA
    Wawanesa Insurance USA (CA and OR)
    West Coast Life
    Western Mutual Insurance Group
    Western & Southern Financial Group
    Westfield Insurance
    Western Reserve Life Insurance Company
    White Mountains Insurance Group


Annuity

    Allstate
    American Family Insurance
    American Fidelity Assurance
    Amica Mutual Insurance
    Aviva
    AXA Equitable Life Insurance Company
    Bankers Life and Casualty
    Conseco
    Farmers Insurance Group
    Fidelity
    Genworth Financial
    ING Group
    Jackson National Life
    John Hancock Insurance
    Lincoln National Corporation
    MetLife
    Mutual of Omaha
    Nationwide Mutual Insurance Company
    Old Mutual
    Pacific Life
    Protective Life
    Prudential Financial
    Standard Insurance Company
    State Farm Insurance
    Thrivent Financial for Lutherans
    TIAA-CREF
    Transamerica Corporation
    UNIFI Companies
    United of Omaha
    Western & Southern Financial Group


Health insurance (major medical insurance)

    Roseville Insurance
    AARP
    Aetna
    American Family Insurance
    American National Insurance Company
    Amerigroup
    Anthem Blue Cross and Blue Shield
    Assurant
    Blue Cross and Blue Shield Association
    Celtic Insurance Company, subsidiary of Centene Corporation
    Centene Corporation
    Cigna
    Coventry Health Care
    EmblemHealth
    Fortis
    Golden Rule Insurance Company
    Group Health Cooperative
    GHI
    Health Net
    HealthMarkets
    HealthSpring
    Highmark
    Humana
    Independence Blue Cross
    Kaiser Permanente
    LifeWise Health Plan of Oregon
    Medical Mutual of Ohio
    Molina Healthcare
    Premera Blue Cross
    Principal Financial Group
    The Regence Group
    Shelter Insurance
    Thrivent Financial for Lutherans
    UnitedHealth Group
    Unitrin
    Universal American Corporation
    WellCare Health Plans
    WellPoint


Medicare

    Aetna
    American Family Insurance
    Bankers Life and Casualty
    Conseco
    Mutual of Omaha
    Premera Blue Cross
    Thrivent Financial for Lutherans
    Kaiser Permanente


Supplemental insurance

    Aflac
    Allstate
    American Fidelity Assurance
    Colonial Life & Accident Insurance Company
    Conseco
    Liberty National Life Insurance Company
    Mutual of Omaha


Supplemental health insurance

    Family Heritage
    Aflac
    Allstate
    MEGA Life and Health Insurance
    State Farm Insurance
    AARP


Travel insurance

    Access America, a brand of Mondial Assistance Group
    International Medical Group
    Seven Corners, Inc.
    Travel Guard
    Usa-Assist Worldwide Protection
    Aeromedevac
    Missionary Travel Association
    MediMundi Travel Directory


Workers' compensation
Assist Card

    Accident Fund
    American International Group (AIG)
    CompWest
    Erie Insurance Group
    Hanover Insurance
    The Hartford
    Liberty Mutual
    Merchants Insurance Group
    Missouri Employers Mutual
    Nationwide Mutual Insurance Company
    Penn National Insurance
    Sentry Insurance
    State Accident Insurance Fund
    State Compensation Insurance Fund
    State Farm Insurance
    Third Coast Underwriters (3CU)
    United Heartland
    WellPoint
    Zenith Insurance Company
via insurancea2z

Insurance Companies in The United States of America (USA)

Watch Video Help

You want all the insurance companies of the USA? Here it is. An entire list of all the insurance companies in the United States. Ranging from the best to the worst. In the coming days we will be writing about each insurance company in this list. Stay tuned!

This Is All My Search and i am going to share with you,,
Hope it will be helpful for you ,

U.S. insurance companies
    21st Century Insurance
    AccuQuote
    Aflac
    Alleghany Corporation
    Allied Insurance
    Allstate
    American Automobile Association
    American Family Insurance
    American Income Life Insurance Company
    American International Group (AIG)
    American National Insurance Company
    Americo Financial Life and Annuity Insurance Company
    Ameritas
    Amica Mutual Insurance
    Aon Corporation
    Assurant
    Assurity
    Auto-Owners Insurance
    AXA Equitable Life Insurance Company
    Bankers Life and Casualty Company
    Berkshire Hathaway
    California Casualty
    Capital Insurance Group
    Cincinnati Insurance Company
    CNA Financial
    Colonial Life & Accident Insurance Company
    Commerce Insurance Group
    Conseco
    Country Financial
    Chartis
    Chubb Corp.
    Encompass Insurance Company
    Equitable Life & Casualty Insurance Company
    Erie Insurance Group
    Esurance
    Everest Re Group
    Evergreen USA RRG
    Farmers Insurance Group
    Federated Mutual Insurance Company
    GAINSCO
    GEICO
    General Re
    Genworth Financial
    GMAC Insurance
    Guardian Life Insurance Company of America
    Hanover Insurance
    The Hartford
    HCC Insurance Holdings
    Hereford Insurance Company
    Hiscox Insurance Company Inc
    Infinity Property & Casualty Corporation
    Insurance Company of the West (ICW Group)
    International Fidelity Insurance Company
    Illinois Mutual
    Iroquois Group Inc.
    Jackson National Life
    John Hancock Insurance
    Kemper Insurance
    K&K Insurance
    Knights of Columbus
    La Playa Insurance
    lgap Insurance
    Knights of Columbus Insurance
    Liberty Mutual
    Lincoln National Corporation
    Markel Corporation
    MassMutual Financial Group
    Merchants Insurance Group
    Mercury Insurance Group
    MetLife
    Mutual of America
    Mutual of Omaha
    Nationwide Mutual Insurance Company
    New Jersey Manufacturers Insurance Company
    New York Life Insurance Company
    Northwestern Mutual
    Ohio National
    OneBeacon
    Oxford Health Plans
    Orange County Insurance Agency
    Pacific Life
    PEMCO
    Penn Mutual
    Primerica
    Principal Financial Group
    Progressive
    Protective Life
    Prudential Financial
    The Regence Group
    Reliance Insurance Company
    Response Insurance
    RLI Corp.
    Safe Auto Insurance Company
    Safeco
    Safeway Insurance Group
    Sentry Insurance
    Selective Insurance
    Seven Corners Inc
    Shelter Insurance
    Southern Aid and Insurance Company
    Standard Insurance Company
    State Farm Insurance
    Symetra
    Tri-State Consumer Insurance Company
    TIAA-CREF
    The Travelers Companies
    Uniguard - Headquarter in greater Seattle area
    United Auto Insurance Company
    Unitrin Direct Auto Insurance
    Unum
    Vantislife Insurance Company
    USAA
    Wawanesa Insurance USA (CA and OR)
    West Coast Life
    Western Mutual Insurance Group
    Western & Southern Financial Group
    Westfield Insurance
    Western Reserve Life Insurance Company
    White Mountains Insurance Group


Annuity

    Allstate
    American Family Insurance
    American Fidelity Assurance
    Amica Mutual Insurance
    Aviva
    AXA Equitable Life Insurance Company
    Bankers Life and Casualty
    Conseco
    Farmers Insurance Group
    Fidelity
    Genworth Financial
    ING Group
    Jackson National Life
    John Hancock Insurance
    Lincoln National Corporation
    MetLife
    Mutual of Omaha
    Nationwide Mutual Insurance Company
    Old Mutual
    Pacific Life
    Protective Life
    Prudential Financial
    Standard Insurance Company
    State Farm Insurance
    Thrivent Financial for Lutherans
    TIAA-CREF
    Transamerica Corporation
    UNIFI Companies
    United of Omaha
    Western & Southern Financial Group


Health insurance (major medical insurance)

    Roseville Insurance
    AARP
    Aetna
    American Family Insurance
    American National Insurance Company
    Amerigroup
    Anthem Blue Cross and Blue Shield
    Assurant
    Blue Cross and Blue Shield Association
    Celtic Insurance Company, subsidiary of Centene Corporation
    Centene Corporation
    Cigna
    Coventry Health Care
    EmblemHealth
    Fortis
    Golden Rule Insurance Company
    Group Health Cooperative
    GHI
    Health Net
    HealthMarkets
    HealthSpring
    Highmark
    Humana
    Independence Blue Cross
    Kaiser Permanente
    LifeWise Health Plan of Oregon
    Medical Mutual of Ohio
    Molina Healthcare
    Premera Blue Cross
    Principal Financial Group
    The Regence Group
    Shelter Insurance
    Thrivent Financial for Lutherans
    UnitedHealth Group
    Unitrin
    Universal American Corporation
    WellCare Health Plans
    WellPoint


Medicare

    Aetna
    American Family Insurance
    Bankers Life and Casualty
    Conseco
    Mutual of Omaha
    Premera Blue Cross
    Thrivent Financial for Lutherans
    Kaiser Permanente


Supplemental insurance

    Aflac
    Allstate
    American Fidelity Assurance
    Colonial Life & Accident Insurance Company
    Conseco
    Liberty National Life Insurance Company
    Mutual of Omaha


Supplemental health insurance

    Family Heritage
    Aflac
    Allstate
    MEGA Life and Health Insurance
    State Farm Insurance
    AARP


Travel insurance

    Access America, a brand of Mondial Assistance Group
    International Medical Group
    Seven Corners, Inc.
    Travel Guard
    Usa-Assist Worldwide Protection
    Aeromedevac
    Missionary Travel Association
    MediMundi Travel Directory


Workers' compensation
Assist Card

    Accident Fund
    American International Group (AIG)
    CompWest
    Erie Insurance Group
    Hanover Insurance
    The Hartford
    Liberty Mutual
    Merchants Insurance Group
    Missouri Employers Mutual
    Nationwide Mutual Insurance Company
    Penn National Insurance
    Sentry Insurance
    State Accident Insurance Fund
    State Compensation Insurance Fund
    State Farm Insurance
    Third Coast Underwriters (3CU)
    United Heartland
    WellPoint
    Zenith Insurance Company
via insurancea2z

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Posted by Angelina Smith on Tuesday, July 28, 2015

Losing pounds doesn't have to be torture (we're looking at you, cayenne-pepper cleanse). Adopt at least three of these behaviors — they're simple to integrate into your day-to-day routine, and all are enthusiastically backed by nutritionists — and you'll be thinner and healthier in days. (Plus, the weight will stay off.)
1. SNACK, BUT SMARTLY
Grazing between meals used to be on the weight-loss hit list. But nutritionists now know that it's better to satisfy a craving with healthy grub than ignore it and risk a junk-food binge later. The best picks are filling, protein-packed snacks, such as one stick of string cheese, a tablespoon of peanut butter on a piece of fruit, or a medium-size bowl of edamame.

Donate Car To Charity CALIFORNIA

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Car Donation

The car donation process is simple. All you need to do is call the charity and someone will come and pick up your vehicle, or tell you where to bring it. However, with so many charities to choose from and so many people trying to scam the innocent, picking the right organization is not always easy.
On this page you'll find some general tips you can use when you are trying to decide where and how to donate your vehicle.

First Steps to Take When Donating a Car

Before you donate your car to charity, the IRS advises that you:

• Research the charity or organization you plan to donate to.
• See if you will receive a tax benefit for your donation. (The charity/organization you donate to must be qualified. 501(c)(3) organizations are common types that make you eligible for a tax deduction.)
• Look up the value of your car (however, you can only deduct the actual amount the charity sells your car for).
• Ask if you, as a donor, have any other responsibilities in the process.

In addition, you may want to consider:

• How your car will be used and where it will go.
• If the money from the sale of your car will be used locally or outside of your community.
• Which programs or services within the charity will receive funding from the sale.
• What the efficiency rating of the charity is. (A lower rating means more of your donation goes toward administrative costs, not to the programs and services you want to support.)

For more information on this and tax-related matters, read the IRS's A Donor's Guide to Vehicle Donations.

Finding a Charity

The choice is yours, but before donating your car, confirm that your charity of choice is recognized by the IRS. Otherwise, your deduction will be rejected. If in doubt, check the IRS's Cumulative List of Organizations which lists qualified charities. Religious organizations aren't listed, though they do qualify. You can also contact the Better Business Bureau (BBB) in your area or the BBB Wise Giving Alliance.
If you're still undecided, Forbes ranks America's 200 largest charities and, in some cases, discloses their financial details. Keep in mind, however, that not every charity listed here accepts car donations.
Additionally, you can search for charities and tax-exempt organizations on the IRS website.

Tax Write-Offs

The IRS has clamped down on how much you can write off on donated cars. No longer can you submit a vehicle's full value or "blue book" value for your tax deduction. Now, instead, you can only claim the amount for which it is sold or the fair market value.

Motor Vehicle Department Donation Procedures

Just as if you were selling your car as a private party, when you donate your car to charity, you'll need to satisfy some requirements with your state's motor vehicle division. Some common processes you'll likely need to complete include:

• Completing a title transfer.
• Canceling your registration.
• Completing a notice of transfer/release of liability form.

The exact steps you'll need to take will vary from state to state. Check with your state's DMV office for specific requirements and details.
NOTE: In addition to DMV requirements, you'll also need to cancel your car insurance policy.
Notice of Transfer/Release of Liability
Be sure to visit our guide about Title Transfers to learn how to transfer the title over. You may also need to complete a notice of transfer or release of liability form.

Canceling Your License Plates and Registration

The laws for this vary by state. Some states require surrendering the vehicle's license plates to the DMV. Others require submitting a sold notice, and there are a few states that require no formal notification at all.

MESOTHELIOMA LAW FIRM

Mesothelioma Law Firm 

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Early, Lucarelli, Sweeney & Meisenkothen is nationally recognized for our representation of product liability and mesothelioma victims, and for our understanding of and compassion for injured parties and their families. Our experience in these matters spans two decades and our lawyers have been recognized as some of the best in the country. We have been awarded Martindale-Hubbell's highest AV rating, we are a National, Tier 1 ranked law firm with U.S. News and World Report Best Law Firms, and we have been selected for inclusion in the Best Lawyers and Super Lawyers rating publications.

The Attorneys at ELSM

Meet the experienced team of attorneys at ELSM who will work tirelessly on your behalf to earn you the highest settlement award possible.

More About the Attorneys at ELSM

Early, Lucarelli, Sweeney & Meisenkothen has consistently been at the top of the list in terms of per case settlement dollars obtained for its asbestos clients. We represent in excess of one thousand eight hundred victims of asbestos disease in their cases against the asbestos industry. Hundreds of these victims suffer from mesothelioma cancer. We are currently licensed to practice in: California, Connecticut, Illinois, Massachusetts, Missouri, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, and Washington D.C. Almost two decades of asbestos law experience has resulted in close working relationships with mesothelioma attorneys throughout the United States for the representation of individuals with asbestos cancer. We will carefully explain your legal rights to you.
We have dedicated extensive resources to gathering information and evidence against the asbestos industry. We will explain the multiple paths to follow to maximize your recovery against asbestos manufacturers and suppliers. We will discuss with you the options of law suits, out of court settlements, and claims in the bankruptcy courts. We will seek to determine and advise you as to the best course of action in your case. In many cases we can obtain settlement offers from certain asbestos manufacturers within a few months of retention.
We urge you to consider our extensive database of medical information, mesothelioma treatment options, and product identification that dates back to the 1930s when choosing your legal representation. Our Web site contains the most up-to-date information from the best sources; it is a source of pride, and we hope that it shows. Maintaining the site and adding new material is a daily process because our clients indicate they want it that way. In fact, Early, Lucarelli, Sweeney & Meisenkothen is often approached by doctors and world medical conferences, asking if they can place information on our Web site. Of course, we answer yes. Moreover, we are a nationally recognized law firm, which runs at the forefront of asbestos litigation, as we are intimately involved with current legal and political events regarding asbestos. We urge you to contact Early, Lucarelli, Sweeney & Meisenkothen first.

Martindale-Hubbell's Highest AV Rating

ELSM has been awarded Martindale-Hubbell’s highest AV rating for excellence in ethical standards and legal expertise. This highly regarded system utilizes both client and peer review feedback to rate lawyers in the areas of experience, expertise, knowledge, judgment, communication and ethics.
The goal of the rating system is to help those seeking legal counsel to make informed decisions with a higher level of confidence. When you choose a law firm with a Martindale-Hubbell AV rating, like Early, Lucarelli Sweeney and Meisenkothen, you can be assured that you have chosen to work with attorneys that are well regarded by their peers, have an exceptional track record and that work with a high degree of integrity.In short, you have chosen the best.
The following letter from Martindale-Hubbell confirms that Early, Lucarelli, Sweeney and Meisenkothen has earned an AV rating, the highest rating awarded only to those who exhibit excellence and uphold high standards of conduct in the legal profession.

Dear Mr. Early:
I am pleased to inform you that you have been awarded the highest accolade in Martindale-Hubbell; an AV rating. This is as a result of an extensive, confidential review conducted among the legal profession in your community.
Your AV rating is important because it is a confirmation of the status you have achieved as a highly respected, ethical member of the Bar. It signifies that your legal abilities are of the very highest standard and that your professional ethics are unquestioned. You now join a select group of attorneys who have been recognized by their peers for their legal expertise and professional reputation.
Martindale-Hubbell has gone to considerable lengths to confirm the validity of your rating. To maintain the accuracy of ratings, periodic reevaluations are conducted.
Our congratulations to you on your new rating.
Sincerely,
Edward J. Roycroft, Jr.
Vice President

Meet Our Welcome Team

We are eager to serve you. ELSM's initial consultations are 100% free of charge and since ELSM works on a contingency basis you will NEVER be charged anything out of your own pocket. ELSM only gets paid if it makes a recovery on your behalf.


Your first contact with the firm will usually be with Annette Charlevois or Kim Curnane. They are experienced, knowledgeable and compassionate asbestos paralegals who have dedicated their lives to helping mesothelioma clients. They will listen to your individual situation and, together with you, decide on the next best course of action. Often a conference call or an in home visit with one of our lawyers is arranged at your convenience. Click on the links above to learn more about Annette and Kim.

Via Read more: http://www.mesothelioma.com